Homeowner insurance tracking & compliance • Software + Concierge
We make insurance compliance boring.
Community Cover helps condominium and HOA management companies across the US collect HO-6 proof of insurance from unit owners, follow up on renewals and manage compliance. Use the software while your manager handles the decisions that need judgment. Or choose Concierge and our team runs the day-to-day process, bringing you in when a decision requires your authority.
Start with one association. Start with a 60-day free trial: software, Concierge, standard mail and scanning are all free. After the trial, software stays free for the rest of your first year, while Concierge and mail and scanning are charged at the normal rates. From year two, software is $2.95 per unit per year — it's all on our pricing page, no sales call needed.
You didn’t train to chase paperwork.
You trained to manage communities. Yet someone on your team still has to chase insurance documents across inboxes, spreadsheets and attachments — and send the third reminder.
None of that is your fault.
We’ll take the routine insurance administration off your team’s desk.
The four-part case
Useful to the association. Better for the manager.
Community Cover is not another general property-management platform. It is focused infrastructure for a repetitive compliance function that should be controlled, quiet and economically visible.
Control the risk
Turn a written requirement into a process that shows what was requested, received, reviewed and decided.
Protect manager time
Choose software that handles the routine work and brings your manager the decisions that need judgment. With Concierge, our team runs the day-to-day administration too.
Create admin revenue
Treat compliance administration like other billable administrative infrastructure — subject to the management agreement.
Expand the relationship
Build a trusted operating layer that can later support carefully selected adjacent services without making the manager own every vertical.
The workflow
Collect. Review. Resolve. Remember.
A document arriving is not the finish line. The useful system is the one that keeps the record alive through corrections, renewals, endorsements and cancellations.
Import
Load units, residents and association requirements.
Collect
Secure upload, email or physical mail — no resident account required.
Read
Extract policy details and surface records that need attention.
Resolve
Approve, request a correction, record an exception or take the next authorized action.
Keep it current
Attach later policy updates without erasing what happened before.
Report
Show today's position and preserve the historical record for a selected date.
Not another dashboard
The expensive person should not be doing the cheap task.
Community managers are valuable because of judgment, relationships and context. Opening PDFs, sending reminder #3 and operating a scanner are poor uses of that resource.
- Routine follow-up moves in the background.
- A weekly digest surfaces what actually needs attention.
- With Concierge, our team runs the administrative process and brings you in only for decisions requiring your authority.
Designed for actual humans
Digital when convenient. Mail when necessary.
A condominium or HOA is not a subscription app populated only by people who love portals. Give residents a few practical ways to respond, then standardize everything behind the scenes.
The goal is not to preserve paper. It is to stop turning submission friction into manager work.
Management-company economics
More revenue. Less routine work.
Payment processing, printing, postage, scanning, document work and special mailings are already familiar administrative categories. Compliance administration can be treated the same way, where the management agreement permits.
Helpful, not pushy
Sometimes the homeowner needs more than an upload link.
If a homeowner already has coverage, the easy answer is simple: upload it. If they need coverage or want to explore alternatives, Community Cover can offer an optional path to a licensed insurance partner at the moment it is relevant.
No unrelated sales blast. Just a useful option inside a task the homeowner is already trying to complete.
Already insured?
Upload your current policy.
Need coverage?
Explore options through a licensed insurance partner.
Board visibility
A requirement is useful. A feedback loop is better.
Boards should not become insurance clerks. They should be able to see whether the process is operating, where the exceptions are and what the association knew at the time.
“The train has not arrived yet” feels very different from “the train arrives in six minutes.” The risk may be unchanged; the uncertainty is not.
This opens a prefilled email to hello@getcommunitycover.com. Send it to join the waitlist.
Insights
Useful thinking, not content for content's sake.
The resource center is built around the actual operational questions management companies and boards ask — and structured so those answers are easy for humans and search engines to understand.
Can an Illinois Condo Association Require HO-6 Insurance?
What Section 12(h) of the Condominium Property Act allows, and how boards track proof of coverage.
Read article →Risk managementWhy Tracking Homeowner Insurance Is Good Risk Management
Why visibility can matter before a loss — even when an association is not yet enforcing an insurance requirement.
Read article →Operations & complianceA Document Received Is Not the Same as Compliance Completed
Why a reassuring PDF is often only the beginning of the work.
Read article →Operations & complianceWhy Insurance Compliance Becomes an Operational Mess
Why important work that does not shout is repeatedly overtaken by work that does.
Read article →Start small
Start with one association.
Start with a 60-day free trial: software, Concierge, standard mail and scanning are all free. After the trial, software stays free for the rest of your first year, while Concierge and mail and scanning are charged at the normal rates. From year two, software is $2.95 per unit per year — it's all on our pricing page, no sales call needed.
You stay involved where a decision is needed. We handle the day-to-day work.